Find your nearest branch
Need to show your passport in person? Search your suburb or postcode for the closest branches and ATMs.
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Bank before you land
Compare Big 4 banks and neobanks side by side: fees, how easy they are to open without an Australian credit history, and international transfer costs.
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Documents you'll need, from
- Passport with valid subclass 500 visa
- Confirmation of Enrolment (CoE)
- Indian PAN card (helpful, not required)
- Overseas address proof (utility bill or bank statement)
7 accounts compared
| Bank | Monthly fee | Open w/o credit history | Intl transfer | Student benefit | |
|---|---|---|---|---|---|
Commonwealth Bank Smart Access Student | $0 (student) | Easy | $6 + FX margin | Open online 14 days pre-arrival | Open account |
NAB Classic Banking | $0 | Easy | $0 online transfers | No monthly fees ever | Open account |
Westpac Choice Student | $0 until age 30 | Easy | $10 + FX margin | Migrant Banking team support | Open account |
ANZ ANZ Plus | $0 | Medium | $9 + FX margin | Great mobile app, savings goals | Open account |
Up Everyday Account | $0 | Medium | Via Wise partner | Instant setup, best-in-class app | Open account |
ING Orange Everyday | $0 | Medium | $0 intl ATM (conditions) | Free intl ATM withdrawals | Open account |
Wise Multi-Currency | $0 | Easy | Mid-market rate + small % | Receive money from home cheaply | Open account |