Plan your budget in Australia.
Make every dollar count.

Tell us what you've got and what matters most. We'll split it up, flag anything that looks too thin and show you where to claw money back.

First up, your numbers

What's your total monthly budget?

$AUD / month

What's your arrival budget for month one?

$AUD total

Heads up. Most new arrivals spend more in their first month on setup stuff like bedding, kitchenware and a SIM. Plan for it and month two feels easy.

Your split

Set what matters, tweak any amount. It always adds up to $2,200.

🏠Accommodation
Rent or student housing
$
44% of budgetA bit tight
Standard student housingAbout $224 a week, shared apartment style Private rental shareSplit a two bedroom with a mate
🛒Groceries
Food and household supplies
$
16% of budgetHealthy
Coles or WoolworthsWider range, watch the weekly half price specials CostcoWorth it if you split a membership with housemates
📱Phone plan
Mobile data and calls
$
4% of budgetHealthy
OptusBig data plus perks and good city coverage TelstraThe widest coverage if you travel regionally
🚊Transport
Public transport and travel
$
7% of budgetHealthy
Weekly fare capTap on with a card or phone, the cap does the rest Second hand bikePays for itself in about a month
🏋️Gym and fitness
Gym membership and sport
$
4% of budgetHealthy
Fitness FirstClasses, pool and sauna included F45 or a boxing gymCoached sessions if you want the push
🍜Dining out
Restaurants and cafes
$
6% of budgetHealthy
Student deal nightsMany pubs and cafes do cheap weeknight meals Food courts and marketsBest value hot food in every city
🩺Health
GP visits, meds and OSHC
$
5% of budgetHealthy
Bulk billing GPNo out of pocket cost with the right clinic OSHC extrasCheck what your visa cover already includes
🎡Entertainment
Events and things to do
$
4% of budgetHealthy
Free events and festivalsCouncils run heaps, especially summer Student rewardsDiscounted cinema, museums and gigs
🛟Emergency fund
Savings for surprises
$
6% of budgetHealthy
🧢Shopping
Clothes and personal items
$
4% of budgetHealthy
Student rewardsDiscounts at the big clothing chains Op shops and marketplaceWinter coats and furniture for very little

Where it goes

$2,200

every month

Budget health score

93out of 100

Your budget looks healthy and sustainable

Keep topping up your emergency fund, three months of rent is the sweet spot.
Lock in a yearly gym or transport pass, it's usually cheaper than monthly.

How this compares to home

Thing	Australia	India
Gym membership	$60	about $15
Monthly phone plan	$30	about $4
Weekly groceries	$90	about $25
Meal out	$22	about $5

Rough figures, but they explain why a budget that felt generous back home can feel thin here.